:root{--ink:#0f172a;--muted:#64748b;--bg:#f8fafc;--card:#fff;--accent:#0e7490;--accent2:#0891b2;--line:#e2e8f0}
*{box-sizing:border-box}body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}
a{color:var(--accent)}.wrap{max-width:1000px;margin:0 auto;padding:0 20px}
.nav{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0}.nav .wrap{display:flex;justify-content:space-between;align-items:center;height:64px;gap:12px}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;color:var(--ink);text-decoration:none;font-size:1.1rem}
.logo{width:32px;height:32px;border-radius:9px;background:linear-gradient(135deg,var(--accent),#22d3ee);color:#fff;display:grid;place-items:center}
nav a{margin-left:18px;text-decoration:none;color:var(--muted);font-size:.95rem}nav a:hover{color:var(--accent)}
.hero{background:linear-gradient(160deg,#ecfeff,#f8fafc 60%);padding:80px 0 64px;border-bottom:1px solid var(--line)}
.hero h1{font-size:clamp(2rem,5vw,3.2rem);line-height:1.15;margin:16px 0}.lead{font-size:1.15rem;color:#334155;max-width:620px}
.pill{display:inline-block;background:#cffafe;color:var(--accent);font-weight:600;font-size:.85rem;padding:4px 12px;border-radius:99px}
.btn{display:inline-block;margin-top:16px;background:var(--accent);color:#fff;padding:12px 22px;border-radius:10px;text-decoration:none;font-weight:600}.btn:hover{background:var(--accent2)}
section.wrap{padding-top:48px}h2{font-size:1.5rem}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:22px}
.card h3{margin:10px 0 6px}.card p{margin:0;color:#475569}.num{display:inline-grid;place-items:center;width:30px;height:30px;border-radius:50%;background:var(--accent);color:#fff;font-weight:700}
.tags{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:10px}.tags li{background:#fff;border:1px solid var(--line);border-radius:99px;padding:6px 14px}
.muted{color:var(--muted)}.disclaimer{background:#fffbeb;border:1px solid #fde68a;border-left:4px solid #f59e0b;border-radius:10px;padding:16px 18px;color:#78350f}
.doc{padding-top:40px;padding-bottom:20px;max-width:760px}.doc h2{font-size:1.2rem;margin-top:28px}.email{font-size:1.3rem;font-weight:600}
footer{margin-top:64px;border-top:1px solid var(--line);background:#fff;padding:24px 0;color:var(--muted);font-size:.9rem}footer nav a{margin:0 18px 0 0}
@media(max-width:700px){.grid3{grid-template-columns:1fr}.nav nav a{margin-left:10px;font-size:.85rem}.brand span+*{}.hero{padding:48px 0 40px}}
@media(max-width:420px){.nav .wrap{flex-direction:column;height:auto;padding:10px 20px;gap:4px}}